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Insurance

photoTerms and conditions vary between different insurance policies, so it is important to find out how Parkinson’s affects each of yours. Advice, resources and services are provided under the topics below to assist you to make the most of your insurance.

How does Parkinson’s affect insurance?
Depending on the terms and conditions of your policy, Parkinson’s may affect your insurance entitlements. For instance:

  • Some life and disability insurance policies may provide you with a benefit.
  • Some travel insurance policies may limit your cover for Parkinson’s-related health costs.
  • Health insurance policies may cover some costs and not others.

Life and disability insurance
If you have life or disability insurance, at some stage you may be able to make a claim. However, be aware that some policies may have exclusions. Find out more about work, superannuation and insurance.

Travel insurance
If you are travelling, it is important to find out whether your travel insurer covers you for Parkinson’s related issues. For more information, read:

Health insurance
All Australian citizens are entitled to free treatment under the public health system and Medicare. However, some people find benefits in paying for private health cover. Be aware that some policies may exclude pre-existing health conditions! So look into this carefully before deciding on your policy.

Download our private health insurance PDF Document(PDF File 37KB) to find out more. For more information about the health system, download our treatment cost overview PDF Document(PDF File 41KB).

General resources
Insurance can be important to protect you against unexpected financial losses. Find out more from the Australian Securities and Investment Commission (ASIC):

 

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